Interest Rate

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Our Interest Rates

Attractive Interest Rates on Bank`s Deposits and Loans

Sr. No.

(Collect) Duration

Interest rates applicable from 01.07.2025 Sr. No. Loan scheme Interest rates applicable from 01.07.2025
1 15 days to 90 days 5.25% 1
  Cash Credit Loans up to 1 Crore,                               
Cash Credit Loans above 1 Crore                              
(Individual Maximum CC Limit Rs. 2.80 Crore and Group 4.70 Crore)

9.00 % 

8.50 %

2 91 days to 180 days 6.00 % 2 Home construction loan (maximum limit of 140 lakhs) up to 20 years - residential - professional

 

9.25 %

10.50 %

3 181 days to 364 days 6.50 % 3 Vehicle loan
1. Two Wheeler
2. Car, Jeep, Truck, Tempo


15.00 %
8.75 %

4  1 year and up to 2 years 7.25 % 4 Consumer loans 15.00 %
over 2 years
6.25 % 5 Loan against government securities 12.00 %
6 on savings accounts 2.65 % 6 Business Loan Against Property (Maximum 50.00 Lakh) Upto 10 Years 15.00 %
      7 Plant & Machinery (Maximum 150.00 Lakh) Upto 10 Years 9.50 %
      8 Commercial Term loan ( Maximum 50.00 Lakh) Upto 7 Years 12.50 %
      9 Hotel & Resort Term loan ( Maximum 250.00 Lakh) Upto 7 Years 11.00%
      10 Solor loan  8.75%

* For senior citizens (above 60 years of age) depositing fixed deposit of 1 year or more than 1 year, 0.50% interest will be payable more on production of age certificate