Attractive Interest Rates on Bank`s Deposits and Loans
| Sr. No. |
(Collect) Duration |
Interest rates applicable from 01.07.2025 | Sr. No. | Loan scheme | Interest rates applicable from 01.07.2025 |
| 1 | 15 days to 90 days | 5.25% | 1 |
Cash Credit Loans up to 1 Crore,
Cash Credit Loans above 1 Crore
(Individual Maximum CC Limit Rs. 2.80 Crore and Group 4.70 Crore)
|
9.00 % 8.50 % |
| 2 | 91 days to 180 days | 6.00 % | 2 | Home construction loan (maximum limit of 140 lakhs) up to 20 years - residential - professional |
9.25 % 10.50 % |
| 3 | 181 days to 364 days | 6.50 % | 3 | Vehicle loan 1. Two Wheeler 2. Car, Jeep, Truck, Tempo |
|
| 4 | 1 year and up to 2 years | 7.25 % | 4 | Consumer loans | 15.00 % |
| 5 |
over 2 years
|
6.25 % | 5 | Loan against government securities | 12.00 % |
| 6 | on savings accounts | 2.65 % | 6 | Business Loan Against Property (Maximum 50.00 Lakh) Upto 10 Years | 15.00 % |
| 7 | Plant & Machinery (Maximum 150.00 Lakh) Upto 10 Years | 9.50 % | |||
| 8 | Commercial Term loan ( Maximum 50.00 Lakh) Upto 7 Years | 12.50 % | |||
| 9 | Hotel & Resort Term loan ( Maximum 250.00 Lakh) Upto 7 Years | 11.00% | |||
| 10 | Solor loan | 8.75% |
* For senior citizens (above 60 years of age) depositing fixed deposit of 1 year or more than 1 year, 0.50% interest will be payable more on production of age certificate